The calculation with the initially set conditions and data is a representative calculation. You can calculate the amount of the annuity by entering the loan amount and term. The exact amount of the annuity depends on the interest rate for each loan, which is determined according to the business relationship of the Borrower with the bank and the assessment of the creditworthiness of the Borrower. For loans granted with a currency clause, the CNB's middle exchange rate for EUR on day 28/01/2022, which is 7.5264, was used in the calculation. The calculations are informative and non-binding.